New Lesson To The Path To Becoming Debt Free

     The Lesson I learned to the path to becoming debt free today is the discovery of flickrcc.bluemountains.net. where I could obtain legally the pictures that I could post in my blog posts. I'm so happy.

Other Lessons Learned On Becoming Debt-Free

     To earn a passive income and be debt-free, is what many of us wanting to do to augment expenses that are not included in our budget. This is what I am dying to do too, the reason for this undertaking. However, my deepest desire to work at home already took its toll on me. I now felt so burnt-out. Why? Because I drained my energy on thinking and thinking about the lessons in my internet marketing workshop, on how to apply the lessons correctly, on how to do it more correctly as much as possible within the first try. Unfortunately, there were many mistakes in what I did. I'd be hypocrite if I will not admit it to be frustrating. I have not yet felt the rewards of my mustered efforts.

     Okay, this is a study, which means I learn from my mistakes more than from my correct performance. Mistakes stay in the mind longer than the correct ones - this was how my mind was programmed. Hehe. Sorry, just human. Anyway, the best thing to do for me this very day is to relax my mind. I have to shift my focus elsewhere that could help me release the tension within. All in all, this is part of my lesson 6 learning - to relax the mind when so many inputs are struggling to come out as perfect finished product.



          

The Entry To Becoming Debt-Free

     I start my journey to becoming debt free by investing. Yes, the reason why I am entering in this world of internet marketing is to have a passive income and eventually hoping to make this full-time in the near future. But the first step to achieving that is to invest - yes, when we want to have a business that could generate income we have to have an investment first. And this is my investment - studying about the business I am going to undertake.

     I am victorious enough to be here for almost two weeks now. And here I am following every rule that applies to every lesson. Before, I used to believe this undertaking is just a piece of cake. But now I am overwhelmed. It's difficult! Just by thinking what topic to blog about that would bring in much income is never easy. Ah! All successful enterprises never started easy.

     Where am I now in this journey? I'm still in the door, minny-minie-mooing which door to open. I've got lots of limited choices. Maybe by tomorrow my thinking would be much clearer and my choices wiser. 

The Obstacles I Face To My Path To Financial Freedom

     Not all journey starts smoothly. Mine is one. Before I could successfully embark on my journey to financial freedom, I have to acknowledge first the obstacles that lie my way so that I could find helpful solutions to them.  They are as follows:

1. Having no computer or laptop at home. What I do at home, I just take notes of every idea that sparks into my mind. I even wrote on my notebook the draft of my next post to my blogs so that when I'm in front of the monitor I wouldn't be wasting time staring on an empty screen wondering what to write. Moreover, I take notes some of the lessons I have difficulty in understanding for familiarization and planning for the next step I would be taking.

2. Having a home situated at a remote barangay with no internet cafe nearby. Yep, this I could do nothing. I just pray for the coming of my new laptop sooner.

3. Taking care of a breastfeed four-month old baby. One advantage of my day job is that, it is flexible enough to allow me to sneak a few minutes during office hours to nurse my baby at the house of my mother-in-law where I left him when I'm at work. Yes, my baby prevents me from surfing the net in the evening since it is the only time where I could nurse him as often as he wants. And we have no laptop at home.But I'm still happy because when I'm nursing my little one some of my best ideas spring-up.  

4. Working full-time six days a week. Yes, there are evenings, but it would be for my baby. There is a Sunday, but it is the nanny's day-off. No one could take care of my baby than me. My husband too is taking care of our four-year old son on this day. The good thing is - I could work on the internet in our office during my free time and break time. But this is not so cool, because this means I have to work in between client interruptions and colleague chickas. Concentration is really difficult. But I have to because there is no other option.

    As of this time, these are the obstacles I am encountering. I know my study would be slow considering the situation. I am thinking of some options. Maybe, I would spare half a day not to report to work and spend the time with my study. This might not be so good to my employee standing. But I have to give up some privilege in exchange of other privilege. Some things would be difficult for me but I have to sacrifice for the attainment of my goal - financial freedom.

Power Interruption!

     Power interruption is it for the whole beautiful day yesterday. We did only few productive things.
     I ask myself, "if I were enjoying financial freedom what would I possibly be doing during power interruptions?" Well, I'll still be doing the things I am supposed to do. Why? Because there would be no need for me to worry about the power when I have a generator at hand to be used when electricity fails. I would still be locking inside my room with the air-conditioning still on while others do not.
     So to financial freedom I march.

5 More Reasons Why I Long To Have Financial Freedom

I love to live the life I love.

     1. Sending kids to a good school. Experts said, it is best to send a child to a good school for his early education because this is the period where his educational foundation is mostly developed. It is best that he is well-developed at an earlier age.
     I'll be sending my son to school this year's opening. As a mother I want the best for him. I don't want to rely solely on the governement for the future of my son. To ensure the attainment of my son's dreams in the near future, I've go to be financially free.

     2. Retiring independently. This is where most Filipinos fall short. Most of us do not consider saving for retirement. We thought what we receive from the Social Security in our retirement would be enough for us - that's what we've been accustomed to believe. But, no. Time has changed so much differently from the past.
     I got this lesson from my mother and mother-in-law. My mother does not have any pension at all. My mother-in-law at least have but only a small amount because she is just a survivor of her husband. Both women still in one way or another need their children for financial support. Honestly, I do not want to end up like them when I am in retiree age. I do not want to become a dependent parent when I grow old. If God blesses me with longer years on earth, I want to spend it doing the things I love while enjoying financial freedom.

     3. Extending financial help. Not all people have the capability to turn their not so fortunate lives around and thus enjoy financial freedom. It always tear my heart to say no when family, relatives, or friends want to borrow money from me. I want to help but my income is enough for my family, and not even enough if we are to live outside of frugality. Yes, I love to help. Having financial freedom it would be easy for me to do this.

     4. Earning respect. Sounds awkward doesn't it? I don't know in other countries, but in the Philippines this holds true. When you are rich, you are a friend of the rich and the poor. But when you are poor, sometimes even the poorest of the poor will look down on you. Because, you can give nothing. They couldn't take anything from you.
     I love to have financial freedom not so much to earn respect from this kind of people, but to tell the world, especially those who believed I am some kind of worm (poor self-esteem? huhu!), "hey, I have now financial freedom what can you say?" Hehehe. And I'll give them some treats.

     5. Becoming a hands-on Mom. I love to be, really, really love to be staying at home taking care of my husband and the kids while earning. I love to personally see to it that everything goes on so well in my family within the bounds of my capability. I love to teach my kids many things, beautiful things. This could only be made possible when I attain financial freedom.

     With these reasons, I am willingly embarking toward the road to financial freedom. God be with me.

What Made Me Decide To Walk Through The Path Of Financial Freedom

      Hi! I am Nezel. I am here because I want financial freedom. The reasons why? Let me elaborate.
      I am a working mother having a 4-digit income. Yes, 4-digit. I am a college graduate and working on the field which I studied. But why the meager income? This is what I often wonder. I am working in the same company for the past eight years. Yes, eight years. This made me look at my classmates and schoolmates who made it in their line of work. They seem to be successful more than me and much more financially able. It's not that they are more intelligent or more privilege. We kind of start at the same level. In class back then, I was even much smarter. But why the big difference in the income that we are bringing home? Are they much lucky? Nope, they are just more determined perhaps. Anyway, enough for the analysis and the whys.
     What matters to me now is that I am now awakened. Yes, awakened from my deepest slumber. I am so tired of leaving almost always beyond my means. My husband is also working if you may ask. But his earnings is much lesser than mine. We have been happily married for five long years with two kids,one  four year-old and one four-month old. We had built a mestizo house (half concrete, half indigenous materials) through loans, yet still needed finishing and furnishings. To date we still have loans that totaled sixty-five thousand pesos (65,000.00) which would take us two years to pay. You see, half of our income goes to loan payments.
     This made me think there must be some other way I could increase my income without leaving my present job, not to mention I could hardly find a much better job than what I have now considering my age.
     These are some of the basic reasons why I decided to walk the path to financial freedom.